HDFC Forex Plus card is a prepaid foreign currency card offered by HDFC bank. It is a convenient and secure way to carry foreign currency while travelling abroad. The card can be loaded with 23 different currencies and used at over 2 million Visa/Mastercard ATMs and merchant establishments worldwide. This article aims to provide an in-depth understanding of the HDFC Forex Plus card and its features.
Features of HDFC Forex Plus Card:
1. Multi-currency card: The HDFC Forex Plus card is a multi-currency card that can be loaded with up to 23 different currencies at once. This means that you don’t have to carry multiple cards or cash while travelling abroad.
2. Chip and Pin protection: The card comes with an embedded chip that provides enhanced security against frauds and counterfeit transactions. The card is also protected by a four-digit PIN that is required for all transactions.
3. Online account management: HDFC Forex Plus cardholders can manage their account online, including reloading the card, checking the balance, and transaction history.
4. Lost card liability insurance: The card comes with lost card liability insurance that covers the cardholder against any fraudulent transactions in case of loss or theft of the card.
5. Emergency assistance: HDFC Forex Plus cardholders can avail of emergency assistance services such as card replacement, cash delivery, and emergency hotel and travel assistance.
6. Zero foreign exchange markup fee: HDFC Forex Plus cardholders are not charged any foreign exchange markup fee, making it a cost-effective way to carry foreign currency while travelling abroad.
7. ATM withdrawal limit: The card has a daily ATM withdrawal limit of up to $5000, which is subject to the availability of funds in the card.
Benefits of HDFC Forex Plus Card:
1. Convenience: The HDFC Forex Plus card is a convenient way to carry foreign currency while travelling abroad. It eliminates the need to carry cash or multiple cards, making it a hassle-free travel companion.
2. Security: The card comes with advanced security features such as chip and PIN protection, making it a secure way to carry foreign currency.
3. Cost-effective: The card is a cost-effective way to carry foreign currency as it does not charge any foreign exchange markup fee.
4. Acceptance: The card is accepted at over 2 million Visa/Mastercard ATMs and merchant establishments worldwide, making it a widely accepted form of payment.
5. Emergency assistance: The card comes with emergency assistance services such as card replacement, cash delivery, and emergency hotel and travel assistance, making it a reliable travel companion.
How to apply for HDFC Forex Plus Card:
1. Visit the HDFC bank website and click on the ‘ForexPlus Card’ option.
2. Fill in the application form with the required details such as name, contact details, and travel details.
3. Choose the currency and amount that you want to load on the card.
4. Submit the application form along with the required documents such as passport, visa, and air tickets.
5. Once the application is processed, the card will be delivered to your doorstep.
In conclusion, HDFC Forex Plus card is a convenient and secure way to carry foreign currency while travelling abroad. Its advanced security features, cost-effectiveness, and wide acceptance make it a reliable travel companion. The card also comes with emergency assistance services, making it a must-have for frequent travellers.
