HDFC Forex Card is a prepaid foreign currency card that allows you to carry multiple currencies in one card. It is ideal for international travelers who need to carry cash in different currencies. One of the key features of the HDFC Forex Card is the flexibility to choose the date of travel and date of return. In this article, we will explore what should be the date of travel and date of return in HDFC Forex Card.
The date of travel is the date on which you plan to start your journey. It is important to choose the correct date of travel because the exchange rate applicable on that day will be used to load the card. If you choose a date of travel that is too far in the future, you may miss out on favorable exchange rates that could have been available before your travel date. On the other hand, if you choose a date of travel that is too close, you may not have enough time to load the card and avail of the best rates.
It is recommended that you choose a date of travel that is at least a week or two away from the date of loading the card. This will give you enough time to monitor the exchange rates and load the card when the rates are favorable. You can also choose to load the card in parts, based on your travel plans and the exchange rates at that time.
The date of return is the date on which you plan to return to your home country. It is equally important to choose the correct date of return because it determines the duration of your travel and the amount of currency you need to carry. If you choose a date of return that is too far in the future, you may end up carrying more currency than required, which can be a security risk. If you choose a date of return that is too close, you may run out of currency before your journey ends.
It is recommended that you choose a date of return that is at least a week or two after your planned return date. This will give you enough cushion in case your journey is extended or delayed. You can also choose to extend the validity of the card if required, by contacting the HDFC Forex Card customer care.
In addition to the date of travel and date of return, you should also consider the following factors while using the HDFC Forex Card:
1. Currency conversion charges: HDFC Forex Card charges a currency conversion fee for every transaction. It is important to understand the charges and plan your transactions accordingly.
2. ATM withdrawal charges: HDFC Forex Card charges a fee for ATM cash withdrawals. You should plan your cash requirements accordingly to avoid multiple withdrawals and associated fees.
3. Card validity: HDFC Forex Card has a validity period of 5 years. You should check the validity period of the card before loading it and plan your travel accordingly.
In conclusion, the date of travel and date of return are important factors to consider while using HDFC Forex Card. Choosing the right dates will help you get the best exchange rates and avoid unnecessary charges. It is recommended that you plan your travel well in advance and keep a close watch on the exchange rates to make the most of your HDFC Forex Card.
