Forex Card in HDFC: A Comprehensive Guide
In today’s world, travelling abroad has become a regular affair. Be it for business or leisure, people are always on the move. While travelling, the most important aspect that needs to be taken care of is foreign currency. With the introduction of forex cards, travelling abroad has become a lot easier. One of the most popular forex cards in India is the HDFC forex card. In this article, we will discuss what is forex card in HDFC and its features.
What is a Forex Card?
A forex card is a prepaid card that can be loaded with multiple currencies. It is a convenient and secure way to carry foreign currency while travelling abroad. Forex cards come with a lot of benefits, such as low transaction fees, instant loading, and real-time exchange rates. With a forex card, you can avoid the hassle of carrying cash and traveller’s cheques.
What is HDFC Forex Card?
HDFC forex card is a prepaid forex card that can be loaded with up to 23 currencies. It is a convenient and secure way to carry foreign currency while travelling abroad. HDFC forex card is widely accepted at over 34 million merchant establishments and 2.6 million Visa/MasterCard ATMs worldwide. The card can be used to withdraw cash, pay for goods and services, and make online transactions.
Features of HDFC Forex Card
Here are some of the key features of HDFC forex card:
1. Multiple Currencies: HDFC forex card can be loaded with up to 23 currencies, including USD, GBP, EUR, CAD, AUD, JPY, and many more.
2. Zero Cross Currency Conversion Charges: HDFC forex card offers zero cross-currency conversion charges. This means that you can use the card in any country without worrying about the exchange rate.
3. Real-time Exchange Rates: HDFC forex card offers real-time exchange rates, which means that you get the most competitive exchange rates at the time of loading the card.
4. Emergency Cash Assistance: In case of loss or theft of the card, HDFC forex card offers emergency cash assistance. You can call the customer care number and get emergency cash delivered to you.
5. Insurance Cover: HDFC forex card comes with an insurance cover of up to Rs. 5 lakh in case of death due to air accident. The insurance cover also includes loss of baggage, personal documents, and personal accident.
6. Online Transactions: HDFC forex card can be used to make online transactions, such as booking hotels, flights, and shopping.
7. Reloadable: HDFC forex card is reloadable. You can reload the card online or at any HDFC Bank branch.
How to Apply for HDFC Forex Card?
You can apply for HDFC forex card online or by visiting any HDFC Bank branch. Here are the steps to apply for HDFC forex card online:
1. Visit the HDFC Bank website.
2. Click on the ‘Forex’ tab.
3. Click on ‘Prepaid Cards’.
4. Select ‘HDFC Bank ForexPlus Card’.
5. Click on ‘Apply Now’.
6. Fill in the details and upload the required documents.
7. Make the payment.
Once the payment is made, the forex card will be delivered to your doorstep within 3-4 working days.
Conclusion
HDFC forex card is a convenient and secure way to carry foreign currency while travelling abroad. It offers multiple currencies, zero cross-currency conversion charges, real-time exchange rates, emergency cash assistance, insurance cover, online transactions, and reloadable facility. HDFC forex card can be applied online or by visiting any HDFC Bank branch. With HDFC forex card, you can travel abroad without worrying about foreign currency.
