HDFC forex card is a prepaid international debit card that enables you to make payments in foreign currencies when you travel abroad. It is a convenient way of carrying foreign currency when you travel and can be used for making purchases, withdrawing cash from ATMs, and online transactions. However, to use the card, you need to load it with foreign currency. In this article, we will explain how to transfer money to HDFC forex card.
Step 1: Check your balance
Before transferring money to your HDFC forex card, you need to check your balance. You can check your balance online, by calling the HDFC customer care or by using the HDFC mobile app. Once you know your balance, you can decide how much money you want to transfer to your card.
Step 2: Choose the mode of transfer
There are various modes of transferring money to your HDFC forex card. You can transfer money from your bank account using net banking, mobile banking, or by visiting the nearest HDFC Bank branch. You can also use other payment methods such as NEFT, RTGS, or IMPS. Choose the mode of transfer that is most convenient for you.
Step 3: Add the card as a beneficiary
To transfer money to your HDFC forex card, you need to add the card as a beneficiary. This can be done by logging into your net banking account or mobile banking app and selecting the ‘add beneficiary’ option. You will need to provide the 16-digit card number and other details such as the cardholder’s name, bank name, and branch name.
Step 4: Transfer money
Once you have added the card as a beneficiary, you can initiate the transfer. Enter the amount you wish to transfer and select the beneficiary. Choose the payment mode and confirm the transaction. You will receive an SMS or email notification once the transfer is successful.
Step 5: Wait for the amount to reflect in your card
Once the transfer is successful, it may take some time for the amount to reflect in your HDFC forex card. The time taken for the transfer to reflect in your card depends on the mode of transfer and the bank’s processing time. Typically, it takes 24 to 48 hours for the amount to reflect in your card.
Tips to keep in mind while transferring money to HDFC forex card
– Check the exchange rate before transferring money to your card. The exchange rate varies from time to time, and you may get a better rate if you transfer money when the exchange rate is favorable.
– Ensure that you have sufficient balance in your bank account before initiating the transfer. If you do not have sufficient balance, the transaction may fail, and you may be charged a penalty by your bank.
– Double-check the beneficiary details before initiating the transfer. Any mistake in the details can result in the transaction being rejected or delayed.
– Keep track of your transactions and balance in your HDFC forex card. You can use the HDFC mobile app or online banking to monitor your transactions and balance.
Conclusion
Transferring money to your HDFC forex card is a simple and convenient process. By following the above steps, you can easily transfer money to your card and use it for making purchases, withdrawing cash, and online transactions when you travel abroad. However, make sure to keep the tips mentioned above in mind to avoid any inconvenience or delay in the transfer process.
