HDFC Forex card is one of the most popular forex cards in India. The card is a prepaid card that can be used for easy and hassle-free transactions in foreign countries. HDFC Forex card comes with a host of features and benefits, including cash withdrawal, online transactions, and discounts on various travel-related services. However, one of the most frequently asked questions about HDFC Forex card is how much time it takes to load the card.
The loading time of an HDFC Forex card depends on the mode of payment and the amount being loaded. The time taken for loading the card can range from a few minutes to a few hours. Let’s take a closer look at the different modes of payment and the time taken for loading the HDFC Forex card.
1. Online Payment
One of the most convenient ways to load an HDFC Forex card is through online payment. Customers can log in to the HDFC Bank website or mobile app and transfer the desired amount from their bank account to the Forex card. The transfer is usually instant, and the card is loaded within a few minutes. However, customers need to ensure that they have linked their bank account with the Forex card before making the transfer.
2. Cash Deposit
Customers can also load their HDFC Forex card by depositing cash at any HDFC Bank branch. The cash deposit is usually credited to the card within 4-5 hours. However, customers need to ensure that they provide the correct Forex card number and the amount being deposited to avoid any delay in loading the card.
3. Cheque Deposit
Customers can also load their HDFC Forex card by depositing a cheque at any HDFC Bank branch. The cheque deposit is usually credited to the card within 4-5 working days. However, customers need to ensure that the cheque is drawn in favor of HDFC Bank Forex Card A/c and that the correct Forex card number is mentioned on the cheque.
4. NEFT/RTGS
Customers can also load their HDFC Forex card through NEFT/RTGS transfer from their bank account. The transfer is usually credited to the card within 4-5 working days. However, customers need to ensure that they provide the correct IFSC code and the Forex card number while making the transfer.
In conclusion, the time taken to load an HDFC Forex card depends on the mode of payment and the amount being loaded. Online payment is the most convenient and quickest way to load the card. Cash deposit and cheque deposit take 4-5 hours and 4-5 working days, respectively. NEFT/RTGS transfer takes 4-5 working days to load the card. Customers need to ensure that they provide the correct details while making the payment to avoid any delay in loading the card. With a loaded HDFC Forex card, customers can enjoy a hassle-free and convenient travel experience.
