Thomas Cook is one of the leading travel companies in the world, offering a wide range of services to travellers. One of the services that they offer is the Thomas Cook Forex Card, which is essentially a prepaid card that can be loaded with a certain amount of foreign currency. This card is designed to make it easier for travellers to carry and use foreign currency when travelling abroad, without having to worry about carrying cash or exchanging currency at foreign exchange counters. However, one common question that many people have is how long does it take for the Thomas Cook Forex Card to get loaded?
The answer to this question depends on a number of factors, including the method of loading the card, the amount of currency being loaded and the time of day that the card is being loaded. Generally, there are two ways to load the Thomas Cook Forex Card – online and offline.
Online loading is the easiest and most convenient way to load the card. This can be done through the Thomas Cook website or mobile app. To load the card online, you need to first log in to your account on the Thomas Cook website or app. Once you have logged in, you can then select the amount of currency that you want to load onto the card and make the payment using your debit or credit card.
When you load your Thomas Cook Forex Card online, the amount of currency that you load is usually available on the card within a few minutes. This is because the transaction is processed instantly and the funds are transferred to the card immediately.
Offline loading, on the other hand, takes a little longer. This can be done by visiting a Thomas Cook branch or by using a prepaid forex card from any other bank. To load the card offline, you need to fill up a form with the amount of currency that you want to load, along with your personal details. You then need to make the payment in cash or by using your debit or credit card.
When you load your Thomas Cook Forex Card offline, the amount of currency that you load is usually available on the card within 24 hours. This is because the transaction has to be processed manually, and it takes some time for the funds to be transferred to the card.
It is also worth noting that the time of day that you load your Thomas Cook Forex Card can affect how long it takes for the card to get loaded. If you load the card during business hours, the transaction is likely to be processed more quickly than if you load the card outside of business hours.
In conclusion, the length of time it takes for the Thomas Cook Forex Card to get loaded depends on a range of factors, including the method of loading, the amount of currency being loaded, and the time of day that the card is being loaded. Generally, online loading is the fastest and most convenient way to load the card, with offline loading taking a little longer. However, regardless of how you choose to load your card, it is important to remember that the funds may take some time to become available, so it is always best to load the card well in advance of your travel dates.