Forex cards have become an increasingly popular mode of carrying foreign currency while travelling abroad. The HDFC Forex card is one of the most popular forex cards in India, offering a range of benefits such as zero cross-currency conversion fees and convenient online tracking of transactions. However, losing your HDFC Forex card can be a stressful experience, and it is important to know what to do in such a situation.
The first step when you realize that your HDFC Forex card is lost is to block it immediately. This can be done by calling the HDFC Forex card customer care number, which is available 24/7. The customer care executive will ask for your card details and personal information to verify your identity, and then block your card to prevent any unauthorized transactions.
Once your card is blocked, you can apply for a replacement card. HDFC Bank offers a quick and hassle-free process for issuing a replacement card, which can be done online or by visiting any HDFC Bank branch. You will need to fill out an application form and submit it along with the necessary documents, such as a copy of your passport and visa.
The replacement card will be issued within a few days, and you can collect it from the branch or have it delivered to your address. The balance on your lost card will be transferred to the replacement card, so you do not lose any money. However, there may be a fee for issuing a replacement card, depending on the bank’s policies.
In case you need immediate access to cash, you can also opt for emergency cash assistance. HDFC Bank offers a service called ‘Emergency Cash Delivery’, which allows you to withdraw cash from over 1 million Visa ATMs worldwide. You can avail this service by calling the HDFC Forex card customer care number and providing your card details and personal information.
It is important to note that you should report the loss of your HDFC Forex card as soon as possible to minimize the risk of fraudulent transactions. If you delay reporting the loss, you may be liable for any unauthorized transactions made on your card.
To avoid the hassle of losing your HDFC Forex card, it is recommended to take certain precautions while travelling. Always keep your card in a safe place, such as a wallet or a money belt. Do not share your card details with anyone, and avoid using your card for transactions at unsecured locations such as internet cafes or public Wi-Fi networks.
In conclusion, losing your HDFC Forex card can be a stressful experience, but it is important to act quickly and follow the necessary steps to block the card and apply for a replacement. With HDFC Bank’s quick and efficient process for issuing replacement cards and emergency cash assistance, you can continue your travels without any financial worries.
