Foreign exchange (forex) cards are a popular option for travelers who want to avoid the hassle and fees associated with carrying cash or using credit cards abroad. One of the most popular forex cards in India is the HDFC Multicurrency Card, which allows users to load up to 22 different currencies onto a single card. But how do you check the balance on your HDFC Multicurrency Card? In this article, we’ll walk you through the process.
First, it’s important to understand that there are two types of balances associated with your HDFC Multicurrency Card: the card balance and the currency-wise balance.
The card balance is the total amount of money loaded onto your card, regardless of the currency. This is the overall balance that you will see when you log into your account online or check your balance at an ATM.
The currency-wise balance, on the other hand, is the balance of each individual currency loaded onto your card. For example, if you have loaded $500 USD and €500 EUR onto your card, the currency-wise balance for USD will be $500 and the currency-wise balance for EUR will be €500.
Now that we have that cleared up, let’s get into how to check your HDFC Multicurrency Card balance.
1. Through NetBanking
The easiest and most convenient way to check your HDFC Multicurrency Card balance is through NetBanking. Here’s how:
a. Log in to your HDFC Bank NetBanking account.
b. Click on the “Cards” tab and select “Prepaid Cards” from the drop-down menu.
c. Select your HDFC Multicurrency Card from the list of cards.
d. You will see your card balance and currency-wise balances displayed on the screen.
2. Through Mobile App
If you prefer to check your HDFC Multicurrency Card balance on the go, you can do so through the HDFC Bank Mobile App. Here’s how:
a. Download the HDFC Bank Mobile App from the App Store or Google Play Store.
b. Log in to your account using your NetBanking credentials.
c. Click on the “Cards” tab and select “Prepaid Cards” from the drop-down menu.
d. Select your HDFC Multicurrency Card from the list of cards.
e. You will see your card balance and currency-wise balances displayed on the screen.
3. Through Customer Care
If you don’t have access to NetBanking or the HDFC Bank Mobile App, you can also check your HDFC Multicurrency Card balance by calling the HDFC Bank Customer Care number. Here’s how:
a. Dial the HDFC Bank Customer Care number (1800-266-4332) from your registered mobile number.
b. Follow the instructions to navigate to the prepaid card section.
c. Select your HDFC Multicurrency Card from the list of cards.
d. You will hear your card balance and currency-wise balances read out to you.
4. Through ATM
If you prefer to check your HDFC Multicurrency Card balance at an ATM, you can do so at any HDFC Bank ATM or Visa ATM. Here’s how:
a. Insert your HDFC Multicurrency Card into the ATM.
b. Enter your PIN.
c. Select “Balance Inquiry” or “Account Information” from the menu.
d. You will see your card balance and currency-wise balances displayed on the screen.
In conclusion, checking your HDFC Multicurrency Card balance is a simple and straightforward process that can be done through NetBanking, the HDFC Bank Mobile App, Customer Care, or an ATM. By keeping track of your card balance and currency-wise balances, you can ensure that you have enough funds to cover your expenses while traveling abroad.
