HDFC Forex card is a prepaid card issued by HDFC Bank that can be loaded with foreign currency to use while traveling abroad. It is a convenient and secure way to carry money without worrying about currency fluctuations. However, if you have just loaded your HDFC Forex card, you may wonder how much time it takes for the account to show the updated balance. In this article, we will explore the process of loading the HDFC Forex card and the time it takes for the account to reflect the updated balance.
The process of loading the HDFC Forex card is simple and can be done online or offline. Online loading can be done through the HDFC Bank NetBanking portal, where you can transfer funds from your HDFC Bank savings account or any other bank account. Offline loading can be done by visiting any HDFC Bank branch and submitting a Forex Reload Form along with the necessary documents such as passport and visa.
Once the card is loaded with the desired amount, the funds are credited to the card account. However, it may take some time for the account to reflect the updated balance. The time taken for the account to show the updated balance depends on various factors such as the mode of loading, time of loading, and the country of travel.
If you have loaded the card online through NetBanking, the funds are credited to the card account instantly. However, it may take some time for the account to reflect the updated balance due to processing delays. In general, it takes around 4 to 5 hours for the account to show the updated balance after online loading.
If you have loaded the card offline by visiting an HDFC Bank branch, the funds are credited to the card account within 24 hours. However, it may take some time for the account to reflect the updated balance due to processing delays. In general, it takes around 24 to 48 hours for the account to show the updated balance after offline loading.
The time taken for the account to show the updated balance also depends on the time of loading. If you load the card during business hours, the funds are credited to the card account faster than if you load the card outside business hours. In general, it is advisable to load the card during business hours to ensure faster processing and quicker reflection of the updated balance.
The time taken for the account to show the updated balance also depends on the country of travel. If you are traveling to a country where the local currency is not widely accepted or if you are traveling to a remote location, it may take longer for the account to reflect the updated balance. In such cases, it is advisable to load the card well in advance to avoid any inconvenience during the trip.
In conclusion, the time taken for the HDFC Forex card account to show the updated balance depends on various factors such as the mode of loading, time of loading, and the country of travel. In general, it takes around 4 to 5 hours for the account to show the updated balance after online loading and around 24 to 48 hours for the account to show the updated balance after offline loading. It is advisable to load the card well in advance and during business hours to ensure faster processing and quicker reflection of the updated balance.
