HDFC Multicurrency Forex Card is a popular choice among travelers as it offers the convenience of carrying multiple currencies in a single card. The card can be loaded with multiple currencies such as US Dollars, Euros, British Pounds, Australian Dollars, Swiss Francs, Japanese Yen, Canadian Dollars, Singapore Dollars, and Saudi Riyals. It is a prepaid card that can be used at ATMs and merchant establishments that accept Visa/MasterCard cards. But, how much amount can be loaded in HDFC Multicurrency Forex Card in one day?
HDFC Multicurrency Forex Card has a maximum loading limit of USD 10,000 or its equivalent in other currencies in a single day. However, this limit may vary depending on various factors such as the type of card, the bank’s policies, and the purpose of travel.
For instance, if you are a leisure traveler, the maximum loading limit may be limited to USD 10,000 or its equivalent in other currencies. But, if you are a business traveler or a student going abroad for higher studies, the maximum loading limit may be higher. You can check with HDFC Bank customer care for the exact limit applicable to your card.
It is important to note that the maximum loading limit is not the same as the maximum spending limit. The spending limit is the maximum amount that can be spent using the card in a single day. HDFC Multicurrency Forex Card has a daily spending limit of USD 5,000 or its equivalent in other currencies. This limit is also subject to change depending on various factors.
To load the card, you can visit any HDFC Bank branch or authorized forex dealers. You can also load the card online through HDFC Bank’s net banking portal or mobile banking application. The card can be reloaded multiple times during the validity period, which is typically three to five years.
Apart from loading and spending limits, HDFC Multicurrency Forex Card also comes with various other features and benefits such as zero liability protection, emergency cash assistance, and insurance cover for lost or stolen cards. The card also offers competitive exchange rates and allows you to lock in the exchange rate at the time of loading the card.
In conclusion, HDFC Multicurrency Forex Card is a convenient and secure way to carry multiple currencies while traveling abroad. The maximum loading limit for the card is USD 10,000 or its equivalent in other currencies in a single day. However, this limit may vary depending on various factors. It is important to check with HDFC Bank customer care for the exact limit applicable to your card.
